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Credit card debt is a kind of financial obligation that will not make use of security to secure the mortgage. Such things as auto loans and mortgages are considered secured financial obligation, considering that the automobile or house could possibly be repossessed in the event that you donвЂ™t pay off the mortgage. Unsecured loans, having said that, in many cases are considered credit card debt, since they donвЂ™t have actually that exact same danger.